Start your journey right with Agria Free Cover and Pets4Homes
There’s nothing more special than finding your forever pet, and by protecting them right from the start of your lives together, you’ll have us by your side, whatever may happen. From scrapes and injuries to long-term conditions, lifetime insurance from Agria takes the worry away about how you’ll pay for your pet to have the right veterinary treatment.
Agria Free Cover benefits
A lifetime of care starts with new 5-week cover from Agria.
Up to £5,000 in vet fees cover
Protect them as they begin life with their new owners. With £5,000 of vet fees cover for their first 5 weeks together.
5 weeks free insurance
Cover can seamlessly transition onto a full lifetime policy with Agria, so any conditions claimed for during the free cover period can continue to be covered for life.
Access to the Agria app
Free access to qualified veterinary nurses through the Agria app via video call, 24/7
No upper age limit
Cover can start es early as 8 weeks, and there is no upper age limit.

A promise kept, since 1890
Since 1890 we have helped millions of pets live long and healthy lives giving owners peace of mind and leaving a legacy of love.
Up to £5,000 towards vet bills
So your pet can get the care they need.
We pay 98% of claims*
And we can pay your vet directly, so you can focus on your pet.
Free vet video calls, 24/7
Which means help is always on hand if you’re worried.
* Based on all Agria Pet Insurance claims received between November 2023 and May 2024.
What’s covered
Vet fees
Up to £5,000 for illness and injury in those precious first 5 weeks.
Death from illness or injury
If your pet dies from illness or injury, you are covered up to £2,500.
Lost or stolen pets
Up to £1,000 of help towards finding your dog, including advertising and offering a reward.
Common conditions
As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:
- Dental injury
- Diabetes
- Skin conditions

For a summary of what is covered, you can read the Insurance Product Information Document (IPID) for Agria Free Cover.
Please also read our Important Updates document to view important policy changes.
Agria app
Free vet video calls, 24/7
All our policies, including Agria Free Cover, come with access to the Agria app. Get expert advice from a vet whenever you have a question or concern about your pets health, save on unnecessary vet trips, and get appointments the same day.

What's not covered
Cover for pre-existing conditions that started before your policy
Conditions that began or showed symptoms before your policy started are considered pre-existing. Conditions that arise after your policy exclusion period ends are covered as long as the policy remains active.
The cost of routine pet care, such as vaccinations and check-ups
For further information please refer to the Policy Terms and Conditions booklet or if you are unsure whether your pet’s treatment will be covered please contact us.
Trusted by owners
That’s’ why over 90% of customers renew every year**
“Recommended by our vet so followed their advice. Easy to set up and lots of great support online with really useful advice for new dog owners.”
Evelyn

Verified
Excellent customer care!
We’ve been with Agria for years. Our wee pup Max recently died (he was old but it was unexpected and traumatic). Without me even having to ring and chase, Agria stopped taking money from my account and also refunded the half of the month after he passed away without being asked. This is so unusual for modern companies and I am so impressed with this customer care (goes beyond customer service I’d say). Thanks guys, we’ll be staying loyal!
Sarah Ashmore
03 December
Verified
Superb customer service
I had reason to call Agria again this year and spoke, again, to Robert Woodcock whose customer service must by now be legendary! It's people like Robert who make me stay with Agria! Thanks again Robert
Jackie
06 December
Verified
Agria are the best
The staff at Agria are helpful friendly nothing is too much trouble, got my three with them. Never any trouble when claiming.
Mrs and Mr Boyle
09 December
** Based on all Agria Pet Insurance policy renewal data from 1 October 2023 to 1 October 2024.