Agria Lifetime
Trusted insurance for your dog
£6,500 vet fee cover
Third party liability up to £2million
Lifetime dog insurance
Each year, you can claim up to £6,500 in vet fees, and the limit resets each year. This means cover for any ongoing conditions for the rest of your dog's life, so long as they started after your cover.
You can also edit your cover to include extras, such as breeding risks cover or overseas travel cover, and you get a discount when insuring more than one pet.
Giving your dog the best care
£6,500 towards vet bills every year
So your dog can get the care they need.
We pay 98% of claims*
And we can pay your vet directly, so you can focus on your dog.
No increase in your premiums when you claim
So you don’t have to worry about the cost of insurance when you go to the vet.
Free vet video calls, 24/7
Which means help is always on hand if you’re worried.
Dotty about dogs? Get a 5% discount when you insure more than one pet with us.
*Based on all Agria Pet Insurance claims received between May 2023 and October 2023
What’s covered
Vet fees
Up to £6,500 each year, renewed in full every year.
Third-party liability
Up to £2 million, so you’re covered if your dog injures a third party or someone takes legal action against your dog.
Free vet video calls, 24/7
The Agria app gives you free 24/7 access to expert advice from a vet.
Behavioural treatment
If your dog needs to see a certified behavioural specialist for common problems like noise phobia or separation anxiety and you’re referred by your vet.
Lost or stolen pets
Up to £1,000 of help towards finding your dog, including advertising and offering a reward.
Pet 24 Reunite Service
The fastest way to be reunited with your dog if it is lost or strays, free for the first 12 months with your new pet insurance.
Common conditions
As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:
- Dental illness and injury (excluding routine check-ups, elective treatments, crowns and root canal procedures).
- Diabetes.
- Skin conditions.
Travel and accommodation
Up to £300 for the cost of travel and accommodation expenses if your usual vet refers you to another vet.
For a summary of what is covered, you can read the Insurance Product Information Document for Agria Lifetime.
Please also read our Important Updates document to view important policy changes.
Free vet video calls, 24/7
With the Agria app
All our policies come with access to the Agria app. Get expert advice from a vet whenever you have a question or concern about your pet's health, save on unnecessary vet trips, and get appointments the same day.
Optional extras
Death or loss from theft or straying
We will refund your pet’s purchase price up to £1,500 if they are lost or stolen and not recovered within 45 days. Or if they die due to an insured illness or injury.
Boarding fees and holiday cancellation costs
Up to £1,000 towards holiday cancellation and boarding fees.
Breeding Risks Cover
Up to £1,500 towards death as a result of complications of pregnancy or giving birth and up to £1,000 towards fertility examinations and treatment, complications from pregnancy and giving birth, and veterinary fees for puppies.
Overseas travel cover
Including up to £2,000 quarantine kennel costs, £500 emergency expenses, and £250 towards replacing a pet passport.
What's not covered
Cover for pre-existing conditions that started before your policy
Conditions that began or showed symptoms before your policy started are considered pre-existing. Conditions that arise after your policy exclusion period ends are covered as long as the policy remains active.
The cost of routine pet care, such as vaccinations and check-ups
For further information please refer to the Policy Terms and Conditions booklet or if you are unsure whether your pet’s treatment will be covered please contact us.
How to make a claim
We know it's stressful when your dog is unwell, or gets injured. So we've made making a claim simple. The easiest and fastest way to make a claim is for your vet to do it on your behalf.
Your vet can simply fill out our online form, and we pay them directly. So you don't have to worry about managing their claims, or waiting for payments.
Trusted by dog owners
That’s’ why over 90% of customers renew every year**
Verified
Fantastic to deal with.
Had to move my Labrador puppy to another vets for a second opinion and further treatment. A stressful time but the second vets sorted out her problem and hopefully it is now resolved. As the claim starred in our initial vets and finished in our new one, I was unsure if Agria would count this as one claim or two. Both vets submitted the forms and Agria were fabulous, counting it as one claim so one excess plus 10% . Quick prompt pay out and emails. So glad we are with them. Complete peace of mind. Thank you
Mrs Sally Stevens
04 December
Verified
The insurance was reasonably priced and...
The insurance was reasonably priced and offered a good level of vet coverage. Newsletters with Information regularly sent in relation to the age of my puppy with tips which is useful especially if you haven’t got much experience of dog ownership .
Marise Macleod
07 December
Verified
Choosing and insurance is always a challenge.
Choosing an Insurance is always a challenge but for a pup even harder a he has become a family member and you want nothing but the best for him and for us to feel confident that the right help is there when we need it. Agria Pet Insurance was clear and informative and just what we wanted from an Insurance . It was easy to complete and very understandable not a load of gobbledegook. Thank you, I hope we never need you but feel happy in knowing if we do then you will be there.
Sally Detweiler
09 December
** Based on all Agria Pet Insurance policy renewal data from 1 October 2023 to 1 October 2024
Looking for different cover?
Explore our other dog insurance products
Lifetime Premium
Up to £20,000 in vet fee cover, and third party liability up to £3million.
Lifetime Plus
Up to £12,500 in vet fee cover, and third party liability up to £3million.
Lifetime Lite
Up to £3,000 in vet fee cover, and third party liability up to £1million.
Learn more about lifetime pet insurance
Is lifetime insurance worth it for older pets?
What are the different types of pet insurance?
Should I choose lifetime pet insurance?
