Labrador Pet Insurance
We supply award-winning Lifetime Labrador Pet Insurance
Labrador Pet Insurance
Super smart, extremely courageous, nothing will phase the popular breed - the Labrador Retriever, they will love the world and everything in it! The most loyal friend you'll have, Labradors will do anything for their human companion.
Labradors are gentle and friendly, which makes them great around families. By being highly intelligent and kind around children, it's no wonder that these dogs are rated great all-rounders.
They are commonly used as guide or rescue dogs, like Golden Retrievers. Despite many similarities, Labradors are known to be a little less eager to please and open towards strangers compared to Golden Retrievers. Adult Labradors usually weigh 25kg to 36kg and live between 10 and 12 years.
Common conditions that our Labrador customers claim for:
Condition |
Average claim payment |
Hypersensitivity (allergic) skin disorder |
£272.66 |
Osteoarthritis (osteoarthrosis, degenerative joint disease (DJD)) |
£236.07 |
Elbow dysplasia (canine) |
£646.52 |
Atopy finding |
£254.99 |
Lameness finding |
£360.45 |
Did you know...
- 34% of our Labrador owners made a claim in their first two years with us. Fortunately, we pay 98% of all the claims we receive*.
- 80% of the claims we received for Labrador were for illness, with only 19% for injury*. Many of those claims were for lifelong conditions.
- Our highest payment for a Labrador in the last 12 months is £8,215 for Elbow dysplasia.
- The oldest Labrador we currently insure is a 17-year-old named Jet. Now, there’s a loyal companion!
* Based on all Agria Pet Insurance claims received between May 2023 and October 2023
Common Health Problems for Labradors
Labradors should live a long and healthy life, but there are common health problems that you should be aware of.
Elbow dysplasia
Labradors can quickly get overweight and be at high risk for elbow dysplasia, which is when the joint ball and socket do not fit correctly and can get inflamed. Elbow dysplasia can easily result in the dog being less able to walk normally, leading to chronic pain and arthritis; therefore, visiting your vet immediately is important. Limiting your puppy's time on hard surfaces is a good idea, as it may affect their bone development later in life.
Tumours & Lipomas
Tumours and lipomas are common in Labradors, so be sure to check your dog's body for any signs. Lipomas are fat deposits commonly found in the chest, legs, or abdomen. Luckily, tumours and Lipomas usually cause no damage, but they may require removal if they impact your dog's mobility. If you notice anything strange on your Labrador, it's a good idea to get your vet to have a look as soon as possible.
Obesity
Labradors are at high risk of getting overweight as they love eating lots. It's important you track how much your dog eats because obesity can increase the risk for heart and liver disease. Additionally, by being obese they can increase the risk of arthritis and bloat, resulting in a swollen or twisted stomach.
Health Tips for your Labrador
Exercise
Labradors have a high instinct for hunting and will love swimming or playing fetch. They have high energy levels; you'll most likely have to exercise your Labrador over two hours daily, depending on their age and condition. They won't be happy if you just let them out in the garden as they need a wide variety of activities. Playing games is an excellent idea as they are very intelligent and have plenty of energy.
Training
Labradors are known for being easy to train and eager to impress people. Food treats heavily influence them, so it's a good idea to include this occasionally as a reward for training well. Labradors have a very high sense of smell and often remember the exact spots where they went to the toilet last. This breed is charming and friendly; therefore they don't make a good guard dog. However, they make excellent guide, detection, and therapy dogs.
Feeding
Labradors can be greedy, so keep food out of reach. Typically, they require being fed 3 or 4 times a day as puppies and one or two times a day as adults. They will often overeat, so measuring and recording how much you feed them is a good idea. Remember not to make sudden changes to their diet as a puppy as it can cause stomach upset.
Grooming
Brushing your Labrador weekly will help keep their coat clean and help reduce shedding. They shed hair regularly, however they are relatively low maintenance to keep clean. They love water, which means you'll often see them swimming, but it also means it's easier to bath them.
“Labradors are charming and resilient and look pretty indestructible, but we still see conditions such as osteoarthritis and elbow dysplasia that may require long-term treatment. Only a lifetime insurance policy will help with the costs for as long as necessary. ”
Robin Hargreaves
Agria Vet Panel Lead, Veterinary Surgeon for 30 years and former British Veterinary Association President.
Why more and more Labrador owners are insuring with Agria
With Agria, it's lifetime, every time
At Agria, we believe pet insurance should last your pet’s lifetime. Our policies provide lifelong vet’s fees cover for illnesses and injuries. This means that, provided your policy is renewed each year, your maximum benefit will be refreshed, providing cover for ongoing conditions.
So, whatever happens throughout your Labradors life, we’ll always be there for you and your dog!