Terms and conditions
Disclaimers
Terms, conditions and excesses apply.
Vet fees cover is reinstated each year, provided you renew your policy each year without a break in cover.
98% of claims paid based on all Agria Pet Insurance claims received between November 2023 and May 2024
We finalise and pay claims in under 10 days, based on the average time to settle and pay all Agria Pet Insurance claims finalised and paid between May 2023 and October 2023
Over 130 years of experience helping owners care for their animals. Agria was first established in 1890 in Sweden and came to the UK in 2009.
Over £2m donated to animal welfare charities based on donations made by Agria Pet Insurance UK since it was established in 2009 as at April 2024.
If your free Agria pet insurance policy was activated by a rehoming organisation and you continue the cover before it expires to a paid lifetime policy, the organisation will receive a donation from Agria each year your policy is active, subject to your premiums being up to date and the organisation continuing to partner with Agria.
3 million puppies and kittens protected based on new policies activated since 2009 and underwritten by Agria Försäkring in the UK
Recommended by over 50,000 vets, breeders and animal rescues based on the number of UK based affiliates who have partnered with Agria Pet Insurance & Kennel Club Pet Insurance as at February 2023
Agria is the only provider of lifetime equine insurance in the UK. Illnesses and injuries that first showed signs before a policy with Agria starts are excluded.
Agria’s equine lifetime insurance offers up to £10,000 vet fees cover every year; the highest level in the UK. Vet fee cover is reinstated each year, providing you renew your policy each year without a break in cover.
Agria has been insuring horses in Sweden since 1890; the first company in the world to do so. Agria Djurforsakring in Sweden is the parent company of Agria Pet Insurance in the UK.
Spread your payments over 12 months at no extra cost. All policies give the option to pay monthly or annually, with no interest.
Trustpilot rating and Which? Best Buy status correct at time of writing.
Named Best Overall Pet Insurance in the Daily Telegraph, 2024
Website Terms & Conditions
Promotional codes are valid only for the time stated
No two offers may be used in conjunction with one another
These terms and conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Participants in the promotion agree to be bound by these terms and conditions.
How to Participate
- An existing Agria Rehoming partner (the "Referrer") can refer a rescues/rehoming organisations (the "Referee") to join Agria Pet Insurance.
- The referral must be submitted via the designated partner form on the landing page Cat & Dog Rehoming Insurance | Agria Pet Insurance or via a dedicated Channel Business Development Manager/Karen Green.
- To claim the vouchers, the referred organisations MUST inform Agria of the Agria rehoming partner (the "Referrer").
Conditions
- This campaign is open to rescue/rehoming organisations in the UK that are existing partners of Agria Pet Insurance and their referred organisation.
- Channel Islands and Isle of Man are excluded.
- The referred rehoming organisation must be a new partner that has not previously signed up with Agria.
- The Referrer will receive a £25 Amazon voucher once the Referee successfully signs up as a partner with Agria.
- The Referee will receive a £25 Amazon voucher as a welcome gift upon signing up.
- There is no limit to the number of rehoming organisations an existing partner can refer.
- Self-referrals or referrals within the same group are not eligible.
- Agria reserves the right to extend or end the campaign at its discretion.
General Terms
- Amazon vouchers are non-transferable and cannot be exchanged for cash or other rewards.
- Agria Pet Insurance reserves the right to verify eligibility and refuse rewards if fraudulent or non-compliant activity is suspected.
- Agria Pet Insurance may amend or withdraw this promotion at any time without prior notice.
- Giveaways are subject to availability.
- By participating in this campaign, you agree to these terms and conditions.
- If for any reason this giveaway cannot be run as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize, the Promoter (Agria Pet Insurance) may in its sole discretion modify or suspend the giveaway or invalidate any affected entries.
- Agria Pet Insurance, its associated agencies and supporting companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this promotion or accepting or using the free gift, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
- Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.
- The promoter (Agria Pet Insurance) reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
Additions 19th February 2025 – 30th April 2025. The above terms and conditions still apply.
- This campaign runs from the 19th February 2025 – 30th April 2025. Agria reserves the right to extend or end the campaign at its discretion.
- This offer is available exclusively to partnered rescues/rehoming organisations.
- Terminated partners will not be eligible to claim the £50 Amazon voucher.
- The referred rehoming organisation must be a new partner that has not previously signed up with Agria.
- NEW rehoming organisations must sign up via the partner form on the landing page - Cat & Dog Rehoming Insurance | Agria Pet Insurance or via a dedicated Channel Business Development Manager/Karen Green.
- The £50 Amazon voucher will only be available to rehoming partners who refer rescues/rehoming organisations to sign up between 19 February 2025 – 30th April 2025. Refer-a-rehoming organisation will revert back to the £25 Amazon voucher following this period.
- The Referee must sign up within the campaign period for both the Referrer and Referee to qualify for the vouchers.
Kennel Club Breed Rescues
The above terms and conditions apply.
- To claim the £50 Amazon Voucher, Kennel Club Breed Rescue’s (KCBR) must become a live partner of Agria Pet Insurance and activate free cover.
- This offer is available exclusively to Kennel Club Breed Rescue organisations.
- Terminated partners of the KCBR will not be eligible to claim the £50 Amazon Voucher.
- KCBR organisations must sign up via the partner form on the landing page - Cat & Dog Rehoming Insurance | Agria Pet Insurance or via Karen Green.
- Rehoming organisations who are already partnered with Agria Pet Insurance are excluded from this offer.
- Rehoming organisations who are already partnered with both, The KCBR and Agria Pet Insurance are excluded from this offer.
- This offer is open to residents in the UK and Northern Ireland who are aged 18 years + and are live partners with The Kennel Club, Breed Rescue.
- Channel Islands and Isle of Man are excluded.
- Giveaways are subject to availability.
- Agria does not accept any liability for damage or injury sustained as a result of receiving or using any prizes.
- Agria Pet Insurance may amend or withdraw this promotion at any time without prior notice.
These terms and conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Participants in the promotion agree to be bound by these terms and conditions.
How to Participate
- An existing Agria veterinary partner (the "Referrer") can refer a new veterinary practice (the "Referee") to join Agria Pet Insurance.
- The referral must be submitted via the designated partner form on the landing page - Vet Insurance Support | Agria Pet Insurance or via a dedicated Channel Business Development Manager.
- To claim the vouchers, the referred practices MUST inform Agria of the Agria veterinary partner (the "Referrer").
Conditions
- This campaign is open to veterinary practices in the UK that are existing partners of Agria Pet Insurance and their referred practice.
- Channel Islands and Isle of Man are excluded.
- The referred practice must be a new veterinary partner that has not previously signed up with Agria.
- The Referrer will receive a £25 Amazon voucher once the Referee successfully signs up as a partner with Agria.
- The Referee will receive a £25 Amazon voucher as a welcome gift upon signing up.
- There is no limit to the number of practices an existing partner can refer.
- Self-referrals or referrals within the same veterinary group are not eligible.
- Agria reserves the right to extend or end the campaign at its discretion.
General Terms
- Amazon vouchers are non-transferable and cannot be exchanged for cash or other rewards.
- Agria Pet Insurance reserves the right to verify eligibility and refuse rewards if fraudulent or non-compliant activity is suspected.
- Agria Pet Insurance may amend or withdraw this promotion at any time without prior notice.
- Giveaways are subject to availability.
- By participating in this campaign, you agree to these terms and conditions.
- If for any reason this giveaway cannot be run as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize, the Promoter (Agria Pet Insurance) may in its sole discretion modify or suspend the giveaway or invalidate any affected entries.
- Agria Pet Insurance, its associated agencies and supporting companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this promotion or accepting or using the free gift, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
- Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.
- The promoter (Agria Pet Insurance) reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
Additions 19th February 2025 – 30th April 2025. The above terms and conditions still apply.
- This campaign runs from the 19th February 2025 – 30th April 2025. Agria reserves the right to extend or end the campaign at its discretion.
- This offer is available exclusively to partnered practices.
- Terminated partners will not be eligible to claim the £50 Amazon voucher.
- The referred practice must be a new veterinary partner that has not previously signed up with Agria.
- NEW Veterinary practices must sign up via the partner form on the landing page - Vet Insurance Support | Agria Pet Insurance or via a dedicated Channel Business Development Manager.
- The £50 Amazon voucher will only be available to practices who refer practices to sign up between 19 February 2025 – 30th April 2025. Refer a practice will revert back to the £25 Amazon voucher following this period.
- The Referee must sign up within the campaign period for both the Referrer and Referee to qualify for the vouchers.
These terms and conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Participants in the promotion agree to be bound by these terms and conditions.
Exclusively between 01st December - 31st December 2024
- 1 Activation = 2 entries for the B2B Channels - Breeders (ABC Members only) + Vet Practices (AA + OA) only.
- Prize tiers, across all 2 channels (Vet & Breeder only for the month of December only) - 1st Prize £500 GiftCloud voucher / 2nd Prize £150 GiftCloud voucher / 3rd Prize £100 GiftCloud voucher.
- Runners up x15 (per channel, breeder + vet only) £20 voucher.
Terms and conditions
- This giveaway is open to residents in the UK and Northern Ireland, who are aged 18 years + and who are live partners with Agria Pet Insurance.
- Channel Islands and Isle of Man are excluded.
- B2B – Rehoming Partner, Vet Practices (AA + OA), Breeders (ABC only).
- Microchipping partners are not eligible to part-take in the Monthly Prize Draw.
- 1 Activation = 1 Entry.
- All activations MUST be linked to a policy number to be counted within the Monthly Prize Draw. Drop offs within the online journey will NOT be counted.
- Giveaways are subject to availability.
- Agria does not accept any liability for damage or injury sustained as a result of receiving or using any prizes.
- If for any reason this prize draw cannot be run as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize, the promoter may in its sole discretion modify or suspend the giveaway or invalidate any affected entries.
- Agria Pet Insurance and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this promotion or accepting or using the free gift, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
- Agria does not accept any liability for damage or injury sustained as a result of receiving or using the prize.
- If for any reason this prize draw cannot be run as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize, the promoter may in its sole discretion modify or suspend the giveaway or invalidate any affected entries.
- Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.
- Prizes will fluctuate each month at the discretion of the Promotor.
- Prizes can be rolled-over at the discretion of the Promotor, if any winner is uncontactable.
- Prize tiers, across all 3 channels (Rehoming, Vet & Breeder) - 1st Prize £250 voucher / 2nd Prize £100 voucher / 3rd Prize £50 voucher.
- Runners up x10 (Per Channel) £20 voucher.
- Prize draws will begin on the 1st of every month and end on the months retrospective date (i.e 29th, 30th, 31st).
- Activations made by any B2B channel will NOT be carried over.
- Winner will receive their voucher code directly from GiftCloud on behalf of Agria Per Insurance.
Additional, Terms and Conditions for Rehoming Partners:
- To be entered into the Monthly Prize Draw, rehoming organisations must be a live partner. Partners who have issued a termination will not be included.
- Partners who have been issued a termination by Agria Pet Insurance will not be included.
- To be in with a chance of winning 1 of 13 prizes, rehoming organisations must activate free cover for eligible cats and dogs in their care.
- 13 vouchers will be available to win each month.
- 13 rehoming organisations will be chosen at random and across their in-house category each month.
- Prize tiers will be distributed to the winning rehoming organisations as a whole. Individual staff members will not receive a voucher.
- The winning 13 organisations names’, email addresses and contact number will be shared securely with our fulfilment distributor in line with our Privacy Policy for the purpose of voucher completion.
- The winning 13 organisations names’, will be shared across our social media pages and within email comms.
- Prize winners' consent to taking part in any promotional material Agria request, i.e., Quotes, photographs and how the prize was used.
- All elements of the giveaway are subject to availability, non-transferable and there are no cash alternatives.
- Should the Promoter be unable to contact winners or should the winners be unable to accept the prize, the Promoter reserves the right to award the prize to an alternative winner, drawn in accordance with these terms and conditions.
- Winners will be contacted via email (via their dedicated Business Development Manager) & our fulfilment distributor.
- The promoter (Agria Pet Insurance) reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
Additional, Terms and Conditions for Vet Partners:
- To be entered into the Monthly Prize Draw, vet practices must be a live partner. Partners who have issued a termination will not be included.
- Partners who have been issued a termination by Agria Pet Insurance will not be included.
- To be in with a chance of winning 1 of 13 prizes, partnered vet practices must activate free cover for eligible cats and dogs in their care.
- 13 vouchers will be available to win each month.
- 13 vet practices will be chosen at random each month.
- Prize tiers will be distributed to the winning vet practice as a whole. Individual staff members will not receive a voucher.
- The winning 13 practice names’, email addresses and contact number will be shared securely with our fulfilment distributor in line with our Privacy Policy for the purpose of voucher completion.
- The winning 13 practice names’, will be shared across our social media pages and within email comms.
- Prize winners' consent to taking part in any promotional material Agria request, i.e., Quotes, photographs and how the prize was used.
- All elements of the giveaway are subject to availability, non-transferable and there are no cash alternatives.
- Should the Promoter be unable to contact winners or should the winners be unable to accept the prize, the Promoter reserves the right to award the prize to an alternative winner, drawn in accordance with these terms and conditions.
- Winners will be contacted via email (via their dedicated Business Development Manager) & our fulfilment distributor.
- The promoter (Agria Pet Insurance) reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
Additional, Terms and Conditions for Breeders (ABC):
- To be entered into the Monthly Prize Draw, Breeders must be part of the Agria Breeder Club (ABC). Partners who have been issued a termination will not be included.
- The Kennel Club Breeder 5 week free insurance providers are excluded from this Monthly Prize Draw.
- Breeders who have been issued a termination by Agria Pet Insurance will not be included.
- To be in with a chance of winning 1 of 13 prizes, Breeders must activate free cover for eligible puppy or kitten in their litter.
- 13 vouchers will be available to win each month.
- 13 Breeders will be chosen at random each month.
- The winning 13 Breeder names’, email addresses and contact number will be shared securely with our fulfilment distributor in line with our Privacy Policy for the purpose of voucher completion.
- The winning 13 Breeder names’, will be shared across our social media pages and within email comms.
- Prize winners' consent to taking part in any promotional material Agria request, i.e., Quotes, photographs and how the prize was used.
- All elements of the giveaway are subject to availability, non-transferable and there are no cash alternatives.
- Should the Promoter be unable to contact winners or should the winners be unable to accept the prize, the Promoter reserves the right to award the prize to an alternative winner, drawn in accordance with these terms and conditions.
- Winners will be contacted via email (From an Agria member of staff) & our fulfilment distributor.
- The promoter (Agria Pet Insurance) reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
Terms and conditions apply. Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 4258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW. Agria insurance policies are underwritten by Agria Försäkring.
Policyholders are entitled to claim a free engraved Pet 24 pet tag and the first year of membership free by following the instructions sent to the email address associated with their policy. This promotion may only be used once per policy number. Excludes free policies – this offer is only available to full annual/lifetime policyholders. We do not accept any liability for the products and services offered by Pet 24. This offer may be withdrawn at any time without notice.
£50 vet cashback is only available during the first year of your policy when the policy has been taken out with a qualifying promo code. £50 vet cashback is provided to the payment method used for your policy premiums after submitting your vet receipt from any UK veterinary practice. You must have a current Agria Pet Insurance Lifetime policy to be eligible to redeem your £50 vet cashback. This offer is only redeemable once for each insured pet. Policy must have been active for at least 30 days before the £50 vet cashback is redeemed. £50 vet cashback cannot be exchanged for discount against your insurance policy or any other offer.
The £25 annual preventative healthcare voucher , available on our Dog and Cat Lifetime Plus policies only, is available from first renewal. This voucher may be used in any UK veterinary practice. You must have a current Agria Pet Insurance Lifetime plus policy to be eligible to redeem you £25 Healthcare bonus. Only one voucher is redeemable for each insured pet each year.
Free luxury pet hamper from Love Louie available with a new policy taken out with a qualifying promo code. Instructions on how to redeem a Love Louie Agria box of your choice will be sent to you by email 90 days after the start of your policy, subject to your policy being live and premiums up to date. Hamper contents may vary. Agria does not accept any liability for damage or injury sustained as a result of receiving or using the contents of the hamper. Queries in relation to contents or delivery once ordered should be raised directly with Love Louie. This promotion may be withdrawn at any time without notice.
20% discount for new cat policies using promo code CAT23 is applied for first year of policy only and may not be used in conjunction with any other offer. May be withdrawn at any time without notice. During promotional dates, new cat policies set up using this promo code will be entered into a prize draw to win a Love Louie cat hamper; this will be drawn every 6 months and the winner contacted using the email and/or phone number provided on their policy.
These terms and conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Participants of the promotion agree to be bound by these terms and conditions.
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This prize draw is open to residents in the UK, Channel Islands and Isle of Man who are aged 18 years or over who meet the terms and conditions to qualify. Employees of Agria Pet Insurance are not eligible to enter.
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The Promoter referred to throughout these Terms and Conditions is Agria Pet Insurance.
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To qualify for the ticket giveaway and prize draw, you must follow instructions on the competition posts on the Agria Pet Insurance Facebook or Instagram pages.
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The promotional period ends on Wednesday 26 February
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Any comments considered by the Promoter to be inappropriate or offensive will be removed and the entrant will be disqualified.
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You may enter as many photos as you wish throughout the promotional period, however each entrant may only win 1 pair of tickets.
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There will be up to 3 pairs of tickets available
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The winners will be contacted as soon as possible via messenger with details of how to claim their Crufts tickets. Please note this may be an e-ticket via email.
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If a winner cannot be contacted within a reasonable amount of time, an alternative winner will be chosen.
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Each winner will receive a pair of general entry tickets to Crufts 2025, which are valid for use on any day between Thursday 6th - Sunday 9th March 2025. This does not include entry to Best in Show.
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By entering the competition, you acknowledge the promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram.
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Your personal data will not be shared with any third parties and your marketing preferences will be unaffected by entering this prize draw.
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All elements of the prize are subject to availability, non-transferable and there are no cash alternatives.
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The winner may be required to participate in publicity.
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By entering this prize draw you agree to your image/s being used for marketing purposes by Agria, including on social media and within printed and digital marketing materials
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The Promoter reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
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Events may occur that render the prize draw itself or the awarding of the prize impossible due to reasons beyond the control of the Promoter and accordingly the Promoter may at its absolute discretion vary or amend the promotion and the entrant agrees that no liability shall attach to the Promoter as a result thereof.
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If for any reason any aspect of this prize draw is not capable of running as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the Promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize draw, the Promoter may in its sole discretion modify or suspend the prize draw or invalidate any affected entries.
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The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this promotion or accepting or using the prize, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
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Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.
Terms and conditions apply. Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. We are an insurance intermediary acting for the insurers Agria Fӧrsӓkring and Ecclesiastical Insurance Office Plc. Agria Pet Insurance is registered and incorporated in England and Wales with registered number 4258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW.
These terms and conditions prevail in the event of any conflict or inconsistency with any other communications, including advertising or promotional materials. Participants of the promotion agree to be bound by these terms and conditions.
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This prize draw is open to residents in the UK, Channel Islands and Isle of Man who are aged 18 years or over who meet the terms and conditions to qualify. Employees of Agria Pet Insurance are not eligible to enter.
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The Promoter referred to throughout these Terms and Conditions is Agria Pet Insurance.
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To qualify for the ticket giveaway, you must follow instructions on the competition posts on the Agria Pet Insurance Facebook or Instagram pages.
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The promotional period ends on Wednesday 26 February 2025
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Any comments considered by the Promoter to be inappropriate or offensive will be removed and the entrant will be disqualified.
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You may enter on as many posts as you wish throughout the promotional period, however each entrant may only win 1 pair of tickets.
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There will be one winner.
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The winner will be contacted as soon as possible via messenger with details of how to claim their Crufts tickets. Please note this may be an e-ticket via email.
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If the winner cannot be contacted within a reasonable amount of time, an alternative winner will be chosen.
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The winner will receive a pair of Best in Show tickets plus a pair of general entry tickets to Crufts 2025, which are valid for use on Sunday 9th March 2025.
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By entering the competition, you acknowledge the promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram.
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Your personal data will not be shared with any third parties and your marketing preferences will be unaffected by entering this prize draw.
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All elements of the prize are subject to availability, non-transferable and there are no cash alternatives.
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The winner may be required to participate in publicity.
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The Promoter reserves the right in its sole discretion to disqualify any individual that does not adhere to these terms and conditions.
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Events may occur that render the prize draw itself or the awarding of the prize impossible due to reasons beyond the control of the Promoter and accordingly the Promoter may at its absolute discretion vary or amend the promotion and the entrant agrees that no liability shall attach to the Promoter as a result thereof.
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If for any reason any aspect of this prize draw is not capable of running as planned, including by reason of infection by computer virus, network failure, tampering, unauthorised intervention, fraud, technical failures or any other cause beyond the control of the Promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize draw, the Promoter may in its sole discretion modify or suspend the prize draw or invalidate any affected entries.
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The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this promotion or accepting or using the prize, except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.
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Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.
Terms and conditions apply. Agria Pet Insurance Ltd is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. We are an insurance intermediary acting for the insurers Agria Fӧrsӓkring and Ecclesiastical Insurance Office Plc. Agria Pet Insurance is registered and incorporated in England and Wales with registered number 4258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW.