Border Collie insurance
Discover the benefits of insuring your Border Collie with Agria
Our guide to living with a Border Collie
Living with a Border Collie can be incredibly rewarding, but it also means being prepared for their long-term care. Known for their intelligence and athleticism, Border Collies live active lives and can sometimes experience injuries or health conditions that require veterinary treatment. Some of these issues may involve repeat appointments, ongoing medication, or specialist care. Having pet insurance in place early can help protect against unexpected vet bills and ensure your Border Collie can receive the treatment they need throughout their life.
Border Collie quick facts
- Size: Medium (46–56cm)
- Lifespan: 12–15 years
- Weight: 14–20kg
- Colours: Black and white (most common), but also merle, red, tricolour, and more
- Temperament: Energetic, intelligent, loyal
- Common health issues: Hip dysplasia, epilepsy, eye problems
- Country of origin: UK (border of England and Scotland)
We're a Which? Best Buy for Dog Insurance 2026
You can trust us with your Border Collie
Agria's Lifetime Premium £20,000 dog policy has been the highest-scoring Best Buy for 3 years. We are also a Which? Best Buy for our Lifetime and Lifetime Plus dog insurance products. **
** Which? policy score ratings are based on an analysis of policy cover levels conducted in November 2025. Best Buy providers have a high policy score and a good track record for paying claims.
Where do Border Collies come from?
As the name suggests, Border Collies were developed along the Anglo-Scottish border. Bred for herding sheep, they’ve been fine-tuned over generations for focus, speed, and obedience. Today, they’re still the dog of choice for shepherds, but you’ll also find them excelling in dog sports, agility competitions, and as incredibly devoted pets.
Border Collie personality traits
Intelligent
They're are all about action and brainpower. Without enough physical and mental stimulation, they’ll quickly invent their own fun (usually involving destruction).
Strong instincts
They’re incredibly quick learners with strong instincts. Their working roots mean they need something to do.
Loyal
With the right input, Border Collies are obedient, loyal, and extremely affectionate dogs.
Are Border Collies good pets?
Border Collies can be fantastic pets, but they’re not low-maintenance. They suit active owners who enjoy training, adventure, and having a very clever companion. They're not the best choice for first-time dog owners or anyone who prefers a laid-back lifestyle. If you can meet their needs, they’ll reward you with unmatched loyalty and joy.
Are Border Collies good with children?
With the right upbringing and supervision Bordie Collies can be good with children. They’re generally gentle and loving, but they can have a tendency to ‘herd’ anything that moves, including children. Early training and socialisation can help keep that instinct in check.
What do Border Collies look like?
Border Collies are medium-sized, athletic dogs built for stamina and speed. They have expressive eyes (sometimes mismatched), alert ears, and a striking coat that can be either smooth or rough. The most recognisable colour is black and white, but other variations are common too.
Border Collie grooming
Border Collies have a double coat that sheds throughout the year, with heavier shedding in spring and autumn. Brush them a few times a week to keep their coat free of mats and dirt. They don’t need frequent baths unless they get particularly messy. Keep ears clean and nails trimmed.
Are Border Collies hypoallergenic?
No. Border Collies shed and produce dander, so they’re not a good choice for allergy sufferers.
Do Border Collies shed?
Yes, Border Collies do shed, especially during the spring and autumn. Regular brushing helps manage the loose fur and keeps their coat in good condition.
Border Collie training
- 1
Teach them lots!
Border Collies are among the most intelligent dog breeds and love to learn. They excel in obedience, agility, and even tricks.
- 2
Be consistent
But be warned: they can outsmart you if you’re not consistent. Mental stimulation is just as important as physical exercise.
- 3
Give them lots of exercise
Border Collies need a lot. Expect at least 2 hours of vigorous exercise per day. They love running, hiking, agility training, and games like fetch and frisbee.
- 4
Train their brains
Border Collies also need mental workouts; try puzzle toys, scent games, or teaching new commands regularly.
Border Collie health issues
Border Collies are generally considered a robust and healthy breed, but like all dogs they can still develop certain health conditions during their lifetime. Some issues may require ongoing monitoring, medication, or specialist veterinary care. Understanding the health problems Border Collies can face can help you plan ahead and decide whether lifetime pet insurance is the right option for your dog.
Hip dysplasia
This joint condition affects how the hip develops and can lead to discomfort, reduced mobility, and arthritis later in life. Management may involve pain relief, physiotherapy, weight control, or longer-term veterinary care.
Epilepsy
Some Border Collies can develop epilepsy, a neurological condition that causes seizures. Treatment often involves ongoing medication and regular veterinary monitoring.
Collie eye anomaly (CEA)
CEA is an inherited condition that affects the development of the eye and can impact vision. While mild cases may need monitoring, more severe cases may require ongoing veterinary management.
Deafness
Deafness can occur in some dogs, particularly those with merle colouring. If hearing issues develop, your vet may recommend assessments and ongoing support to help manage your dog’s quality of life.
Choosing a responsible breeder who carries out appropriate health checks can reduce the risk of inherited conditions, but it doesn’t eliminate the possibility of health issues developing later on. For this reason, many Border Collie owners consider insuring their dog early.
Common conditions for the Border Collie
Many of the health conditions seen in Border Collies involve joints, mobility, or neurological issues that may need long-term management. Depending on the diagnosis, this could include repeat consultations, diagnostic tests, medication, or ongoing monitoring. That’s why lifetime pet insurance is something many Border Collie owners consider when planning for their dog’s future healthcare.
Here are the top 5 most commonly claimed health conditions for the Border Collie breed, based on Agria Pet Insurance claims data, to help you better understand their healthcare needs before bringing one home.
Top 5 common conditions based on Agria Pet Insurance claims for Border Collie in 2024.
- 1
Osteoarthritis (osteoarthrosis, degenerative joint disease (DJD)
- 2
Seizure disorder
- 3
Pelvic limb (hindlimb) finding
- 4
Epilepsy - idiopathic generalised
- 5
Thoracic limb (forelimb) finding
As an active breed that enjoys running, jumping, and agility-type activities, injuries or joint problems can sometimes develop over time. Having insurance in place early can help ensure that if treatment or ongoing care is needed, you’re better prepared for the veterinary costs involved.
For dog breeders and puppy buyers, it’s also important to note that Royal Kennel Club recommends checking the puppy’s mum for a number of specific genetic conditions.
Border Collie puppy FAQs
What are Border Collie puppies like?
Border Collie puppies are sharp, curious, and full of energy from day one. They’ll try to herd your feet, your children, and even your hoover. They need early training and lots of mental stimulation to become well-adjusted adult dogs. Don’t underestimate their brains, they’re working dogs by nature, albeit in cute packaging.
How to train a Border Collie puppy
Start early and make it fun. Use positive reinforcement with treats, praise, and toys. Keep them busy with short, varied training sessions. Socialisation is also vital - expose them to people, dogs, noises, and different places from an early age.
How far can a Border Collie puppy walk?
For puppy walks, stick to the ‘5-minute rule’… that’s 5 minutes of structured exercise per month of age. So, a 3-month-old puppy should walk for about 15 minutes twice a day. Gradually build this up. Don’t overdo it while their bones are still growing.
How often to worm a Border Collie puppy
Worm every two weeks until they’re 12 weeks old, then monthly until they’re 6 months. After that, choose a routine flea and worming treatment, as recommended by your vet. Ask your vet for the best product for your puppy’s weight and age.
How long can you leave a Border Collie puppy alone?
Border Collies are very people-focused and don’t enjoy being left alone. As a puppy, avoid leaving them for more than 1–2 hours. Adult Collies can be trained to be left for a bit longer but still prefer regular company, stimulation, and exercise.
Stuck on what to call your Border Collie puppy?
Looking for name ideas? Check out the most popular puppy names our customers chose for their Border Collie in 2024!
Top 10 names based on Agria Pet Insurance policies purchased for Border Collies in 2024
Luna
Max
Skye
Buddy
Meg
Tess
Bella
Pip
Loki
Molly
For more name inspiration, discover our top puppy names of 2025.
Thinking of getting a Border Collie puppy?
What to expect week-by-week from your first year
We've laid out what to expect from your first year with your new puppy with a series of videos and helpful guides, so you can stay on top of your training, keep your pup healthy, and help them settle in to their new life.
What we love most about Border Collies
Brainpower
They’re smart enough to learn lots of skills and tricks. For owners that love to train, these dogs can be highly rewarding.
Work ethic
They love a challenge and never do things by halves.
Loyal hearts
Once bonded, they’re totally devoted to their people.
Things to consider before getting a Border Collie
While great, Border Collies need the right owner – they definitely won’t be for everyone. Here’s a few things to consider when deciding if they’re the right breed for you:
- 1
Energy overload
Without lots of exercise and stimulation, they can become frustrated or destructive.
- 2
Herding instincts
They may try to round up children, animals, or moving objects.
- 3
Too smart for their own good
If you're not giving them jobs, they’ll find one themselves, whether you want it or not!
Overall, Border Collies are brilliant, loyal, and endlessly energetic companions. But they need the right kind of owner; someone active, engaged, and ready to give them a real sense of purpose. If that’s you, you’ll never be bored again.
Border Collie FAQs
Border Collie insurance with Agria
With Agria, it's lifetime, every time
At Agria, we believe pet insurance should last your pet’s lifetime. Our policies provide lifelong vet fees cover for illnesses and injuries. This means that, provided your policy is renewed each year, your maximum benefit will be refreshed, providing cover for ongoing conditions.
So, whatever happens throughout your Border Collie's life, we’ll always be there for you and your dog!
Agria Pet Insurance has been awarded 'best pet insurance overall' from The Telegraph.
Up to £20,000 towards vet bills every year
So your dog can get the care they need.
We pay 98% of claims*
And we can pay your vet directly, so you can focus on your dog.
No increase in your premiums when you claim
So you don’t have to worry about the cost of insurance when you go to the vet.
Free vet video calls, 24/7
Which means help is always on hand if you’re worried.
Dotty about dogs? Get a 5% multi-pet discount when you insure more than one pet with us.
*Based on all Agria Pet Insurance claims received between November 2023 and May 2024.
Want to know about our insurance policies? From multi-pet coverage to pre-existing conditions, we have lifetime insurance options for cats, rabbits, horses, and dogs, including older dogs.
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